Meridex

Legal

Terms of Service

Effective 21 August 2026.

Operator: Delvir Limited Liability Co. (“Delvir,” “Meridex,” “we,” “us,” “our”), a Wyoming limited liability company, 30 N Gould St Ste R, Sheridan, WY 82801. Contact: hello@meridex.app.

These Terms of Service (“Terms”) govern your access to and use of Meridex, including the website at meridex.app and the agent subscriptions, proposals, and dashboard described on it (together, the “Service”). By creating an account, subscribing to an agent, or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. What Meridex is — and is not

Meridex sells one flat monthly All-Access subscription that unlocks every trading agent published by Delvir Labs. Each unlocked agent sends you trade proposals for you to review. If you approve a proposal, the order is placed in the brokerage account you connect through our brokerage-connection provider — never in an account we hold. We do not take custody of your money or securities at any point, we do not accept deposits, and we do not pool client funds. Your relationship with your own brokerage is exclusively between you and your broker. Your broker’s outages, errors, order handling, and any fees or commissions it charges are governed by your agreement with that broker, not by these Terms, and we are not responsible for them.

Meridex is not a broker-dealer, is not an investment adviser, and does not provide personalized investment advice. Proposals reflect an agent’s general, pre-set rules applied to market data; they are not a recommendation tailored to your individual financial situation, objectives, or risk tolerance. You are solely responsible for evaluating whether any proposal is suitable for you. Nothing on the Service is tax or legal advice, and we encourage you to consult your own advisers.

You make and authorize every trade decision. The Service has no autopilot mode and no code path that submits an order to your broker without an affirmative, in-the-moment approval from you in your dashboard. We exercise no investment discretion over your account at any time. Exits are never gated behind a subscription: if you hold a position an agent’s proposal opened, you can always act to close it, whether or not your subscription is currently active.

2. Eligibility and your account

You must be at least 18 years old and legally able to enter a binding contract to use the Service. By using the Service you represent that you meet these requirements and that you and any brokerage account you connect are not subject to U.S. sanctions or located in a jurisdiction embargoed by the United States.

Meridex accounts are email-first and use no passwords. You sign in by requesting a one-time link sent to your email address, which signs you in when you click it. Keep control of your email account — anyone with access to it can request a sign-in link and reach your Meridex account. You are responsible for the security of your email account and for anything that happens through your account.

3. Subscriptions, billing, and cancellation

Meridex sells one monthly All-Access subscription, billed through Stripe on the price shown at checkout, which unlocks running every available agent. There are no per-agent charges. The subscription renews automatically each month until canceled. You can cancel at any time from your account; cancellation takes effect at the end of the current billing period, and you retain access until then — we do not prorate or refund the unused portion of a period you cancel mid-cycle.

Refund policy: subscription charges are generally non-refundable once a billing period has started, except where required by law. If you believe you were charged in error — a duplicate charge, a charge after you canceled, or a similar billing mistake — contact hello@meridex.app within 30 days of the charge and we will review it in good faith. Beyond that, we consider other refund requests case by case. A refund, if given, is never a substitute for, and never implies, protection against gains or losses in your own brokerage account, which remain entirely yours.

4. How agent proposals and approvals work

Proposals use marketable-limit orders only, and every proposal carries two guardrails, described here so you know what to expect: an expiry window, after which the proposal can no longer be approved and simply lapses with no order placed; and a maximum price-drift limit, checked at the moment you approve — if the market price has moved beyond that limit since the proposal was generated, your approval is declined and no order is placed, even though you acted within the expiry window. These guardrails exist to protect you from acting on a stale price; they mean an on-time approval can still result in no trade. Each proposal is also sent to you by email.

5. No guarantee of execution, price, or delivery

We do not guarantee that any proposal will reach you, that you will be able to act on it before it expires, that an approved order will be accepted or filled by your broker, or that a fill will occur at any particular price. Email delivery can be delayed or fail; your brokerage’s systems can be unavailable, slow, or reject an order; markets can be closed or halted. These are foreseeable failure modes of the systems the Service depends on, and we disclaim liability for them to the fullest extent the law allows. When we can, we show you the resulting state plainly in your dashboard rather than a silent failure.

6. Performance information

Any performance figures shown for an agent — returns, drawdown, volatility, or any other statistic — are historical. We label every agent’s track record as either live or paper, and a track record built through paper (simulated) trading is never presented as a live or expectable return. Past performance, whether live or paper, does not guarantee or predict future results. Trading involves risk of loss, including the possible loss of your entire principal, and you should never trade with money you cannot afford to lose.

7. Acceptable use

You agree not to, and not to permit others to:

  • Reverse engineer, decompile, or attempt to extract the source code of the Service, except where applicable law expressly permits it.
  • Scrape, mine, or systematically extract data from the Service outside the documented API.
  • Interfere with, disrupt, or attempt to gain unauthorized access to the Service or its infrastructure.
  • Use the Service for any unlawful purpose, including market manipulation or evasion of sanctions.
  • Impersonate another person or misrepresent your affiliation with any person or entity.

We may suspend or terminate access for any account that violates this section.

8. Intellectual property

The Service, including its software, design, text, and branding, is owned by Delvir or its licensors and protected by intellectual property law. Subject to your compliance with these Terms, we grant you a limited, personal, non-exclusive, non-transferable, revocable license to use the Service for your own use. All rights not expressly granted are reserved.

9. Disclaimer of warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR THAT ANY PROPOSAL, NOTIFICATION, OR ORDER WILL BE DELIVERED OR EXECUTED. SOME JURISDICTIONS DO NOT ALLOW THESE EXCLUSIONS, SO SOME MAY NOT APPLY TO YOU.

10. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, DELVIR, ITS OFFICERS, MEMBERS, EMPLOYEES, AND CONTRACTORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY TRADING LOSSES, LOST PROFITS, OR LOST DATA, ARISING FROM YOUR USE OF THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIM ARISING FROM THESE TERMS OR THE SERVICE WILL NOT EXCEED THE SUBSCRIPTION FEES YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM AROSE. Nothing here excludes liability that cannot lawfully be excluded, such as liability for fraud or gross negligence.

11. Indemnification

You agree to indemnify, defend, and hold harmless Delvir and its officers, members, employees, and contractors from any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising from your breach of these Terms, your misuse of the Service, or trading decisions you make, except to the extent caused by our own willful misconduct or gross negligence.

12. Time limit to bring a claim

You agree that any claim arising out of or relating to these Terms or the Service must be filed within one (1) year after the claim arose, or it is permanently barred, to the extent permitted by applicable law.

13. Governing law and venue

These Terms are governed by the laws of the State of Wyoming, without regard to conflict-of-laws principles, except where superseded by federal law or by mandatory consumer-protection law of your place of residence. Any dispute not resolved informally will be brought exclusively in the state or federal courts located in Wyoming, except that either party may bring an individual claim in small-claims court in the county where they reside if it qualifies. Before filing a formal claim, contact us at hello@meridex.app so we can try to resolve it informally.

Individual claims only. You and we each agree to bring claims against the other only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding. A court may not consolidate more than one person’s claims or preside over any form of representative proceeding without both parties’ consent. If this paragraph is held unenforceable as to a particular claim, it does not affect the remainder of this section, and that claim proceeds in the courts identified above.

There is no arbitration clause in these Terms, and you are not giving up your right to go to court. Disputes are resolved by the courts described above.

14. Termination

You may stop using the Service at any time, including by canceling your All-Access subscription and requesting deletion of your account. We may suspend or terminate your access if you violate these Terms, or discontinue the Service with reasonable notice where practicable. Sections that by their nature should survive termination (including disclaimers, limitation of liability, indemnification, and dispute resolution) will survive.

15. Assignment

We may assign or transfer these Terms, in whole or in part, without your consent, including in connection with a merger, acquisition, reorganization, or sale of all or substantially all of our assets — your subscriptions and these Terms will continue with the successor entity. You may not assign these Terms without our prior written consent.

16. Changes to these Terms

We may update these Terms from time to time. If we make a material change, we will update the “Effective” date above and, where required, notify you by email before the change takes effect. Continued use of the Service after a change takes effect means you accept the revised Terms.

17. Miscellaneous

If any provision of these Terms is held unenforceable, the remaining provisions remain in full force. Our failure to enforce a provision is not a waiver of it. These Terms, together with our Privacy Policy and Risk Disclosure, are the entire agreement between you and us regarding the Service.

18. Contact

Delvir Limited Liability Co.
30 N Gould St Ste R
Sheridan, WY 82801, United States
hello@meridex.app